Workshop for vehicle repairs

At your preferred workshop

At Drivo Advantage authorised workshops

At authorised workshops chosen by Income Insurance

Option to use original parts for your vehicle repairs

Not Applicable

Loss or damage to your vehicle from accidental causes
(up to market value at the time of loss or damage)

Loss or damage by fire or theft
(up to market value at the time of loss or damage)

Damage to third party property
(up to $5,000,000)

Death or injury to third party
(unlimited)

Personal accident

Up to $20,000

Not Applicable

Not Applicable

Medical expenses
(up to $1,000)

Personal accident benefits
(up to $50,000)

Towing service
(up to $500)

Unlimited windscreen cover

Policy Excess:
$600 or otherwise specified applies for each and every accident claim

Windscreen Excess:
$100 or otherwise specified applies for each and every claim

Unnamed driver excess
Extra excess of $2,500 will apply if the unnamed driver is under 27 years old or has less than one year’s driving experience

Extra excess of $500 will apply if the unnamed driver is 27 years old and above with one or more year’s driving experience

NCD Protector
(applicable to policy with at least 30% NCD)

Daily transport allowance
($50 is claimable from the first day of repair, up to maximum of seven days)

Excess Waiver

Roadside assistance and wellness cover

- Roadside breakdown assistance benefits (Reimbursement of up to $200 (per insured year) for non-accidental roadside assistance services expenses.

- Additional medical expenses due to accident up to $1,000 (per insured year) for cosmetic reconstructive surgery or pregnancy related check-up for policyholder.

- Additional personal accident coverage up to $10,000 for policyholder who is pregnant