What is Pet Insurance?
Your pets are family, and like any family member – they deserve the best medical care possible. Just like humans, our pets can fall sick or even get injured and the medical bills can be costly. With pet insurance – a type of coverage that helps pet owners manage the cost of veterinary care for their pets, it could potentially cover various expenses related to illness, injury as well as third-party liability.
Having a furry friend brings you a lot of joy to your life, but it's important to be prepared for the unexpected. While it's not mandatory to insure your pets, but with pet insurance, it can help you:
- Plan for long-term healthcare needs
- Manage unexpected veterinary expenses with pet insurance's coverages
- Financially protected through insurance, enabling you to make the best medical decisions for your pet.
Contact us for policy quotation, comparison and unbiased advice now!
Who Do We Cover?
Dogs
Whether your furry companion loves chasing balls or playing with friends at the park, our comprehensive dog insurance provides peace of mind, knowing they're covered. The insurance is here to support your dog's health through every tail-wagging moment, from regular check-ups to unforeseen emergencies. We understand that dogs aren't just pets – they're family, and they deserve the best care possible.
Cats
The adventurous climbing, exploring, and natural curiosity of your whiskered companions can sometimes lead to unexpected accidents or health issues. Whether they're watching birds from the windows or jumping around the house, our cat insurance provides comprehensive coverage to safeguard their nine lives. From their delicate paws to sensitive digestive systems, we understand that cats are cherished family members who deserve specialized care and protection tailored to their unique needs.
Coverages For Your Pet
Pet Insurance Covers:
- Clinical & Surgery: Consultations, diagnostic tests, treatments and surgical procedures that your pet may need due to various health conditions or emergencies.
- Accidental Death & Injury: Covers costs associated with accidental injuries or even the loss of your pet due to an accident or unforeseen circumstances.
- Chemotherapy Benefit: This benefit helps to cover the cost of chemotherapy treatments, which are usually on the pricier side to manage cancer for your pets.
- Third Party Liability: This coverage protects you from legal and financial responsibility when your pet cause harm or injury to someone else or their property.
Pet Insurance Do Not Covers:
- General Conditions: Conditions that are pre-existing, hereditary, congenital, related to the skin, or linked to breeding or pregnancy. Some insurance providers offer coverage for specific hereditary and congenital conditions
- Routine Care & Preventive Treatments: Daily care and supplements, vitamins and preventative medications, vaccinations, training and behavioural therapy, grooming services, flea, tick, and worm control, as well as treatments for internal or external parasites.
- Dental: Routine dental care and treatments for teeth and gums, excluding those related to accidents.
- Age Related & Elective Procedures: Eye and ear changes due to age as well as procedures such as nail clipping, tail docking or neutering.
Eligibility for Pet Insurance
Your pet must meet the following requirements at the policy commencement date to qualify for the insurance:
- At least 8 weeks and below 9 years old
- Pet is residing with you in Singapore and you must be a Singapore Citizen, Permanent Resident or a Foreigner with valid work period or employment pass
- Must be microchipped and licensed
- Have completed all required vaccinations
- Not a working pet such as guide dog, racing pet etc
- Pet is not used for breeding purposes
Frequently Asked Questions
About Pet Insurance In Singapore
It's best to get insurance for your pets while they are still young and healthy, starting at 8 weeks old. Securing coverage early can help avoid higher premiums or exclusions for pre-existing conditions down the road.
Yes, you can insure multiple pets with us with multi-pet discount available.
Treatment of infectious canine hepatitis (canine adenovirus), parvovirus, canine distemper, parainfluenza and all forms of kennel cough is excluded from coverage under the dog insurance.
Treatment of panleukopenia, chlamydia, leukaemia (FeLV), feline immune deficiency virus (FIV) and feline infectious peritonitis (FIP), viral rhinotracheitis, calicivirus, herpes virus and all forms of cat flu are excluded from coverage under the cat insurance.
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comparison and unbiased advice now!