ECICS Private Motor

ECICS Ltd. is uniquely Singaporean. The Singapore government founded ECICS in 1975 to promote SMEs, commerce, and export during Singapore's development.

Although currently a part of IFS Capital Limited, a Singapore Exchange (SGX)-listed financial business, ECICS remains Singaporean and serves the local market. Individual and family insurance is available.

ECICS Private Motor Key Benefits

Protect your well-earned NCD

They can recognize your NCD protector when you switch from another insurer to them. On top of that, they can upgrade your NCD if you have fulfilled at least 10 months in your current policy before switching over.

Excess Waiver for in-Car Camera

If your NCD is < 30%, they will waive up to $250 excess for your first repair claim when you share the in-car camera footage of the accident with during claim.

Lifetime Repair and paintwork guarantee

For any accident damage repaired by their authorised workshops, ECICS provide policy lifetime workmanship and paintwork guarantee.

Free Personal Accident coverage

Their insurance covers you up to S$50,000, and it’s also claimable together with your life insurance or other personal accident plans.

Here are some key benefits of what you can get with ECICS Car Insurance

Find out how does ECICS protect you and your car here.

Coverage on ECICS Car Insurance
24/7 Accident assistance in Singapore	Covered
Loss or damage to your vehicle from accidental causes	Up to market value at the time of loss
Death or injury to third party	Unlimited coverage
Damage to third party property	Up to $5,000,000
Personal accident benefits	Up to $50,000
Medical Expenses	Up to $500
Windscreen Cover	Unlimited
Optional Add On
Flexible Policy Excess	Enjoy lower premium with higher excess, up to S$5,000. Or you may also reduce your policy excess to enjoy greater peace of mind.
24- hour Roadside assistance	You will receive roadside assistance support to fix minor breakdown problems anywhere in Singapore.
Key Replacement Cover	Enjoy reimbursement on your motor car keys which are lost as a result of Theft, Robbery or an Accident
Loss of use or courtesy car	Choose either a compensation of $50 per day or a courtesy car when your car is being repair.
Personal Accident Enhancement	Top up to S$150,000 coverage for policy owner and/or Named Driver who is driving the insured vehicle at the point of accident.
Medical expenses enhancement	Top up to $2,200 coverage for Policy owner and/or Named Driver.
New for old Replacement	Brand new vehicle replacement in event of an accident resulting in total loss as long as your vehicle is less than 24 months old.
Buy up NCD	Jump start to 50% NCD by paying additional premium.