Chubb Masterpiece
Chubb is a global leader in insurance, and Chubb Insurance Singapore Limited has been operating in Singapore since 1948 through acquisitions by its predecessor companies. In Singapore, Chubb offers comprehensive underwriting and risk management expertise across all major general insurance categories. Its product range includes Financial Lines, Casualty, Property, Marine, Industry Practices, and Group insurance solutions for large corporations, multinationals, and small to medium-sized businesses.
Masterpiece is a bespoke home and contents insurance created for successful individuals. It offers customisable home and contents limits, has a worldwide coverage option for extra special items, personal liability cover, and more.
Masterpiece is a bespoke home and contents insurance created for successful individuals. It offers customisable home and contents limits, has a worldwide coverage option for extra special items, personal liability cover, and more.
Key Features
Building replacement cost insured up to 200%
Worldwide coverage for loss or damage
No exclusion for mysterious disappearance
Basic Coverage On All Risks Basis
| Coverage | Premium |
|---|---|
| Contents up to S$250,000 which includes * Home furniture, electrical appliance * Jewellery and watches up to S$25,000 * Fine Arts up to S$30,000 * Wine up to S$30,000 * Bicycle ( no sub-limit) Personal Liability - $1,000,000 | $1,000 + GST |
Key Coverage Highlights
| Building | |
|---|---|
| Extended replacement cost | Coverage is not limited to the sum it is insured for – if it costs more to rebuild, it’s covered |
| No alarm or lock warranties | No penalties if an alarm is not operating |
| Tree removal | Up to $5,000 and also covers the removal of trees that are threatening to fall and damage your property or a neighbouring property |
| Lock replacement | Unlimited for house keys and up to $5,000 for car locking devices |
| Contents | |
| Replacement cost on all contents | No depreciation is applied to any item or for any cause of loss |
| Food spoilage | Unlimited for food and $10,000 for wine |
| Jewellery sub limit | $50,000 any one occurrence and $25,000 any one it |
| Valuable Articles | |
| Extended replacement cost for itemised valuable articles | Up to 150% of the listed value for that item |
| Loss of market value cover following a partial loss | Up to the sum insured for that item |
| Fine art expenses | Up to $100,000 for commissioned work in progress and up to $100,000 for defective title and defective title legal costs |
| Personal Liability | |
| Worldwide coverage | Up to $30,000,000 |
| Golfer Extension | $1,000 hole in one cover plus table of benefits for personal accident |
