Cigna Care Connect

Small and medium enterprises (SMEs) shoulder the same duty of care and responsibilities as larger corporations but often with fewer resources. As an employer, you aim to provide health and medical insurance for your employees, yet you might be concerned about the associated costs and administrative burden. You may question whether affordable health insurance options tailored for small businesses exist. We understand these challenges.

That's why Cigna has developed health and medical insurance plans specifically for SMEs and small businesses, designed to simplify the process and make it more efficient for you to support your employees.

Cigna's health insurance plans for small businesses are well-suited for organizations with 20 to 199 employees, emphasizing simplicity and flexibility.

Core Plans

Group Hospital & Surgical & Group Outpatient Clinical & Specialist (GHS & GPSP)

Optional Riders to Core Plan

Group Maternity
Health Screening & Vaccinations
Group Dental

Key Features

Cigna Care Connect
Group Size	2 to 19
Last Entry Age	110 Age Last Birthday
Coverage for S-Pass / Work Permit Staff	Yes
Inpatient Benefits
Room & Board	Up to Private Hospital, 1 Bed
Letter of Guarentee	Pre-Authorised
Pre- and Post-Hospitalisation	90 days
Surgical Implant	Up to $30,000 per insured member
Outpatient Kidney Dialysis	Up to $150,000 per insured member
Outpatient Cancer Treatment	Up to $150,000 per insured member
Other Key Features
Pre-existing Condition Waiting Period	Depends on Underwriting Terms
Term Life & Personal Accident Sum Assured	NA
Guaranteed acceptance for Term Life	NA
Guarenteed acceptance for Critical illness	NA