Tokio Marine Life TM Five Plus

TM FIVE Plus is an affordable protection programme for SMEs or new start-ups with a minimum of 3 employees.

Ideal for SMEs and new start-ups

Manage costs effectively as age-banded premiums provide you with predictable annual costs.

Affordable and flexible coverage

Caters to your needs and budgets with different plans

Attract and retain talent

Good benefits are important to current and prospective employees.

Core Plans

Tokio Marine Life TM Five Plus
Group Size	2 to 19
Last Entry Age	65 Age Next Birthday
Coverage for S-Pass / Work Permit Staff	Yes
Inpatient Benefits
Room & Board	Up to Private Hospital, 1 Bed
Letter of Guarentee	NA
Pre- and Post-Hospitalisation	90 days
Surgical Implant	$5,000
Outpatient Kidney Dialysis	Up to $30,000 per insured member
Outpatient Cancer Treatment	Shared limit with Kidney Dialysis
Other Key Features
Pre-existing Condition Waiting Period	18 Months
Term Life & Personal Accident Sum Assured	Up to $500,000 per insured member
Guaranteed acceptance for Term Life	Up to $120,000 per insured member
Guarenteed acceptance for Critical illness	NA