Income Employees FlexCare

Comprehensive coverage with flexible options for Small and Medium Enterprises (SMEs) with Employees FlexCare.

As a business owner, your employees represent your most valuable assets. Ensure their health, happiness, and loyalty by safeguarding them with Employees FlexCare, a customizable group employee benefits insurance designed to fit your budget and meet your employees' needs.

Why you need Employees FlexCare?

Safeguarding your employees with thorough benefits ensures their health, happiness, and productivity.

What does the plan cover?

Employees FlexCare offers 24-hour worldwide protection for your employees.

Income also offers flexible and affordable options that suit your budget and needs, even with just 2 employees.

Here's what you get with Employees FlexCare.
  1. 24-hour worldwide protection with comprehensive coverage that includes Group Hospital and Surgical, Group Term Life and Group Personal Accident.
  2. Premiums are based on portfolio underwriting.
  3. Cashless cover at Income's panel of General Practitioner or Specialist clinics.
  4. Hassle-free application and claims.
Income Singapore

Core Plans

  • Group Hospital & Surgical (GHS)
  • Group Term Life (GTL)
  • Group Personal Accident (GPA)

Optional Riders for GHS

  • Group Outpatient Clinical (GP)
  • Group Outpatient Specialist (SP)
  • Group Dental

Optional Riders for GTL

  • Group Critical Illness (GCI)

Key Features

Income Employees FlexCare
Group Size2 to 30
Last Entry Age69 Age Last Birthday
Coverage for S-Pass / Work Permit StaffNo
Inpatient Benefits
Room & BoardUp to Private Hospital, 1 Bed
Letter of GuarenteePre-Authorised
Pre- and Post-Hospitalisation120 days
Surgical ImplantUp to $5,000 per insured member
Outpatient Kidney DialysisUp to $25,000 per insured member
Outpatient Cancer TreatmentUp to $25,000 per insured member
Other Key Features
Pre-existing Condition Waiting Period12 Months
Term Life & Personal Accident Sum AssuredUp to $500,000 per insured member
Guaranteed acceptance for Term LifeUp to $150,000 per insured member
Guarenteed acceptance for Critical illnessUp to $100,000 per insured member

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comparison and unbiased advice now!