Income Employees FlexCare

Comprehensive coverage with flexible options for Small and Medium Enterprises (SMEs) with Employees FlexCare.

As a business owner, your employees represent your most valuable assets. Ensure their health, happiness, and loyalty by safeguarding them with Employees FlexCare, a customizable group employee benefits insurance designed to fit your budget and meet your employees' needs.

Why you need Employees FlexCare?

Safeguarding your employees with thorough benefits ensures their health, happiness, and productivity.

What does the plan cover?

Employees FlexCare offers 24-hour worldwide protection for your employees.

Income also offers flexible and affordable options that suit your budget and needs, even with just 2 employees.

Here's what you get with Employees FlexCare.

24-hour worldwide protection with comprehensive coverage that includes Group Hospital and Surgical, Group Term Life and Group Personal Accident.
Premiums are based on portfolio underwriting.
Cashless cover at Income's panel of General Practitioner or Specialist clinics.
Hassle-free application and claims.

Core Plans

Group Hospital & Surgical (GHS)
Group Term Life (GTL)
Group Personal Accident (GPA)

Optional Riders for GHS

Group Outpatient Clinical (GP)
Group Outpatient Specialist (SP)
Group Dental

Optional Riders for GTL

Group Critical Illness (GCI)

Key Features

Income Employees FlexCare
Group Size	2 to 30
Last Entry Age	69 Age Last Birthday
Coverage for S-Pass / Work Permit Staff	No
Inpatient Benefits
Room & Board	Up to Private Hospital, 1 Bed
Letter of Guarentee	Pre-Authorised
Pre- and Post-Hospitalisation	120 days
Surgical Implant	Up to $5,000 per insured member
Outpatient Kidney Dialysis	Up to $25,000 per insured member
Outpatient Cancer Treatment	Up to $25,000 per insured member
Other Key Features
Pre-existing Condition Waiting Period	12 Months
Term Life & Personal Accident Sum Assured	Up to $500,000 per insured member
Guaranteed acceptance for Term Life	Up to $150,000 per insured member
Guarenteed acceptance for Critical illness	Up to $100,000 per insured member