HSBC Life Benefits+ Business

Protecting your company's greatest assets

Securing your company's most valuable assets – your employees – is the foundation of success. HSBC Life Benefits+ Business provides extensive health coverage and additional wellness services, ensuring you can focus on business without concerns about unexpected costs.

Coverage without sub-limits

Experience the freedom of staying protected without the restrictions of per-disability claim limitations.

Options for every need and budget

Tailor your coverage to your business needs with a wide range of plans and riders to suit your budget.

Core Plans

Group Hospital & Surgical (GHS)
Group Term Life (GTL)
Group Personal Accident (GPA)

Optional Riders for GHS

Group Major Medical (GMM)
Group Outpatient Clinical (GP)
Group Outpatient Clinical & Specialist (GPSP)
Group Dental

Optional Riders for GTL

Group Outpatient Clinical (GP)
Group Outpatient Clinical & Specialist (GPSP)
Group Critical Illness (GCI)

Key Features

HSBC Life Benefits+ Business
Group Size	2 to 49
Last Entry Age	75 Age Next Birthday
Coverage for S-Pass / Work Permit Staff	Yes
Inpatient Benefits
Room & Board	Up to Private Hospital, 1 Bed
Letter of Guarentee	Pre-Authorised
Pre- and Post-Hospitalisation	120 days
Surgical Implant	$5,000
Outpatient Kidney Dialysis	Up to $75,000 per insured member
Outpatient Cancer Treatment	Up to $75,000 per insured member
Other Key Features
Pre-existing Condition Waiting Period	12 Months for Inpatient, 18 Months for Term Life
Term Life & Personal Accident Sum Assured	Up to $500,000 per insured member
Guaranteed acceptance for Term Life	Up to $200,000 per insured member
Guarenteed acceptance for Critical illness	Up to $100,000 per insured member